Preparing for a business loanDARE: What are the typical stages at which enterprises would want to raise business loans?
Banker: While doing business planning, inceiving, expansion, forward integration in greenfield projects and others.

DARE: At what stage will an enterprises likely to be...

A good project viability report, coupled with a positive credit rating and collateral security can help SMEs raise loans faster. While banks closely look at the repayment capacity of the borrower, it is the relationship between the banks and the SMEs that has a direct bearing on raising a...

Collateral security is a bane for all entrepreneurs seeking loans from banks and financial institutions. Are there alternatives available

When D Kumar of Andaaz Collections, a Delhi-based readymade garment manufacturer, set about raising a loan from a nationalized bank, he ended up pledging a...

An entrepreneur's guide

The driving force behind every successful entrepreneur has always been his/her desire to work independently and churn profits through innovative ideas. In order to materialize the ideas the entrepreneur should have a sound financial backing. Often, approaching a bank for...